Florin

Spend today. Keep tomorrow.

You believe in your ETH. Your rent wants dollars. Florin lets you pay for real life without selling a single coin.

Stop selling to pay the bills.

You know how it goes. You sell a little to get through the month, the sale is often taxable, and then you watch the price climb without you.

With Florin your ETH stays yours, in your name. You spend against it instead of selling it.

Paying for things never sells a coin.

Spend up to half.

Hold 4 ETH and you can spend up to 2 ETH of value. The other half is breathing room for the days the market dips.

Sets how much of your available line to open, up to half of what you hold.

Coffee, flights, rent. Your ETH stays put.

Pay the way you always do. Every purchase comes out of your line, and the coins you hold do not move.

The Florin Bloom made of light, growing from a seed above fine ink roots

Three ways to cover this month.

Sell some ETH

The billPaid
Your ETHGone, and often a taxable sale
AfterYou watch the price from the sidelines.

Wait it out

The billNot paid
Your ETHAll there
AfterThe bill does not wait with you.

Draw a Florin line

The billPaid
Your ETHAll yours, held as collateral
AfterYou pay it back on your schedule. If ETH falls far enough, some is sold to cover the line, and you hear from us first.

Works anywhere Visa does.

Use it like the card already in your wallet. If ETH drops and your line gets tight, spending pauses on its own, well before anything could be sold.

Tap the card to pay with it.

Always know where you stand.

Pay it back when it suits you.

Pay it back in USDC. Clear it within 7 days and it counts double in Petals, your record of paying back. Then your line is ready for next month.

The Florin Bloom as a glass sculpture throwing iridescent light on a plaster wall

Be first to spend without selling.

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held 4.000 ETHline 0.000spent 0.000sold 0.000
held, not spent